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Mazda Personal Contract Purchase (PCP)

Are you the kind of person who likes to regularly update the car you drive? This plan allows shorter term finance agreements, so you can change your car more often. And you also have the flexibility later on to keep, return or exchange your Mazda. With this plan you are protected against any fall in used car prices by a Guaranteed Future Value (GFV), also known as an Optional Final Payment.



How it works

Once you’ve selected the new Mazda you wish to buy, arrange with your dealer the deposit you wish to pay and the amount you need to borrow for the car. We estimate the minimum amount your car will be worth once your contract finishes, based on the contract term and your anticipated mileage - the Optional Final Payment. To work out your regular payments we add any interest charges and calculate your monthly repayments based on your deposit and the Optional Final Payment. At the end of your contract, when all repayments have been made, you then have three choices:

Renew: Choose another Mazda Use any excess value above the Optional Final Payment towards a deposit for another Mazda. You can trade in your car at any time or sell it privately having settled your account.

Retain: Keep the car. Simply pay the Optional Final Payment, and the car is yours.

Return your car: There’s nothing more to pay if the car’s in good condition and within the agreed mileage.


Perfect For...

Customers who would like to change their Mazda at more regular intervals. Personal Contract Purchase is flexible and allows shorter term finance agreements, so you can change your car more often.

Finance subject to status. Terms & Conditions apply. 18’s and over. Guarantee may be required. Mazda Financial Services RH1 1SR. We are a credit broker not a lender for these financial promotions. We can introduce you to a limited number of carefully selected finance providers and may receive a commission from them for the introduction.